Are you desperate for a checking account of your own, but find it impossible to get one because you've ended up in the hellish nightmare called ChexSystems?

You can still be in ChexSystems and get a bank account TODAY - regardless if you've paid your outstanding debt or not.

There's nothing worse than having to shell over a percentage of your hard earned money to a check cashing spot because you don't have a bank account. Or having to ask relatives to deposit your paycheck in their account. Or worse yet, having to carry around big wads of cash so you can go get your monthly fix of money orders.

Unfortunately millions of people have to unwillingly do these things every single day. Why?

ChexSystems.

As you probably know ChexSystems is an ever evolving database that banks and financial institutions use to blackball consumers who have had problems with a previous bank account.

Bounce a check and you could end up in ChexSystems. Allow your account to become overdrawn and you could end up in ChexSystems.

I landed in the hotseat a few years ago when a new client of mine gave me a check for $1,200 that bounced. I had deposited the check in an account that I rarely used and when the funds were made available I withdrew $1,000 to pay some bills. (Mind you I already had $400 cash in the account.)

To make a long story short the check turned out to be fraudulent. The account the check was drawn on didn't even exist. When I tried to get in contact with the client the number was disconnected.

I told my bank what had happened and in return they closed down all THREE accounts I had with them. I had been a loyal customer since I was a 19 years old - (and now I'm 30!) - and they simply gave me the old heave ho. To say that I was angry would be an understatement.

So I took my business elsewhere and opened a second account. Everything was fine. Then 2 months later I got a letter from the second bank saying they were closing my account because my old bank had reported me to ChexSystem.

Mind you the debt to the old bank had been paid. No matter. I was already in the ChexSystems. They closed my accounts a week later.

It was awful!

Fighting ChexSystems was futile. Even though the debt had been paid they couldn't remove the negatives. My old bank had to authorize that.

I asked them to remove the entry since the debt had been paid. Basically what I got was the equivalent of a virtual middle finger.

So my proverbial "scarlet letter" was destined to stay for 5 years.

And actually according to a survey by the National Community Reinvestment Coalition, several major banks have admitted that they routinely reject checking account applicants if their names appear in the ChexSystems for transgressions five years old or more. So even if the 5 year period has passed, you may still have problems getting a checking account! Scary AND true.

I searched the Internet at every available moment looking for a bank that didn't go through the ChexSystems.

I ordered access to web sites. I got free lists of so-called non ChexSystems banks.

And I didn't find ANYTHING that actually worked.

PROBLEM #1- The free lists of non ChexSystems banks are often old and outdated. They may have 100 banks listed, and only 1 of those banks is valid. The truth of the matter is that only a handful of banks don't go through ChexSystems, not hundreds.

Think about it... if hundreds of banks were handing out bank accounts to people in ChexSystems, ChexSystems wouldn't be the 900 pound gorilla that it is.

PROBLEM #2- The fee-based web sites out there often get their information from the free lists of non ChexSystems banks. Basically these site operators are just looking to make a fast buck. They've NEVER been in ChexSystems. They don't even bother to pick up the telephone to verify the information before they sell it!

With all the half-baked solutions floating around I decided to do my own investigative work. And after literally 18 MONTHS of searching I found several legitimate banks that didn't go through ChexSystems.

Banks where I could obtain a personal checking and savings account. Where I could get a debit card and checks (yes... real paper checks) and online bill pay.

In fact, the perks I receive from the non-chexbank FAR outweigh the benefits I received at those name brand banks I was using before.

What I'm offering on this site is a "Get-out-of-ChexSystems-jail" free card.

An opportunity to get an actual FDIC insured checking account - even if you're in ChexSystems or Telecheck.

My report How to Get a Bank Account Even If You're in the ChexSystems is the key to beating the system, without having to play any more futile letter writing games.

This report is short - only 12 pages long.

I don't give you any information on how to dispute a negative entry in ChexSystems. I tried that and it didn't work for me so I cannot give advice on that.

This report gives you exact details on 3 different banks where you can obtain an account even if you're in the ChexSystems.

• Two of the banks don't go through Telecheck or ChexSystem.(The other one does go through Telecheck.)

• (BTW, if you're in Telecheck don't fret. It's not a huge curse like ChexSystems. If you pay your debt to Telecheck they will immediately remove your negative entry.)

• One of the banks will issue you a savings and checking account right over the phone in less than 10 minutes.Your checks and ATM/MasterCard debit card will be sent within 5-7 days.

• No direct deposit required to open any of the accounts.That's a sign of a legitimate bank account.

• All of the banks have local branches. These are not online-only banks. You can actually visit the bank if you live within that area.

• All of the banks offer a Mastercard debit card.You can use these debit cards anywhere MasterCard is accepted, or to withdraw money from the ATM.

• NO monthly fee's on any of the accounts... NO per check fee's on any of the accounts... NO charge to have your monthly statements mailed to you.

• Do you frequently send cash to your kids in college or other family members? One of these banks allows you to open a second account for another family member. And they'll even receive their own ATM card. If you use Western Union on a regular basis, this option will save you a ton of cash.

• One of the banks offers an overdraft protection program that puts those payday loan companies to shame. Basically you'll be able to use a line of credit, ranging from $300-$500, for under $25. This is an excellent account to have if you have periodic emergencies that demand instant cash.

• One of the banks will refund you up to $15 a month when you use other banks ATM's. NO other bank I know does this! And they refund you automatically every month.

• You can get discounts on your Sprint PCS bill, FedEx, Avis and Hertz rentals and more at one bank. I save almost $50 a year on my cell phone bills just for being a customer of this bank!

• Short on funds? The opening deposit for Bank #1 - $25. The opening deposit for Bank #2 - $25. The opening deposit for Bank #3 - $25.

PLEASE NOTE... The only requirement for applying is that you have a social security number and a valid state issued ID or drivers license.

If your license/ID address is different from the one you want on your account you will also have to produce a utility bill from the new address with your name on it. Most times a cell phone bill is okay too.

Yes, this list is short. But it's concise.

It contains resources that I've actually used - (and I'm still in ChexSystems hell).

You'll find contact information for all the banks, including website addresses.

But more importantly this report tells you what to expect when calling each bank for an account. There will be no surprises or embarrassing situations because I've done all the legwork for you. What you'll find is 100% user-friendly information.

And in case you're wondering, this information was "re-compiled" in August 2007.

I say "re-compiled" because I originally began selling this report in November 2004. In July 2006 one of the major banks I'd been recommending changed their policy as far as the types of customers they would accept. And prior to that, another bank on my list began accepting only regionally based customers.

Since I don't believe in selling half-baked solutions, if a bank doesn't match my stringent set of guidelines, I don't recommend them. You can get mediocre everywhere else.

It was only recently - after having received countless e-mails every month from people who still weren't able to get out of ChexSystems hell - that I decided to research some new banking solutions.

This report is a product of my research. And since I'm still in ChexSystems I was able to go through all the motions the same way that you will. I have just as much as a vested interest in this information as you do.

Most Frequently Asked Question... But what if these banks aren't located in my immediate area?

The fact of the matter is there are only a handful of banks that don't go through ChexSystems, Telecheck, OR give you hassles about your bad credit. The banks I provide will work with you through almost any credit challenged situation.

These banks are the exceptions- NOT the rules.

Invariably if you pay off your old bank debt and apply to a few smaller local banks you may be able to get an account, depending on the bank manager. But this is a big 'maybe.' And it may require you to sit through a lot of embarrassing"No's" just to end up back at Square 1.

If you don't mind making the effort, then by all means try your luck. Like I said, just make sure your old account has been paid in full, and you have a letter from that bank stating that your debt has been fulfilled.

But if you're like me and you don't want to sit through rejection after rejection, then my report will help you save face and get what you need.

Plus,ALL of the banks I recommend work specifically with people all over the United States. You won't seem like the odd man of the bunch if you're outside of their local branch area.

Yes, it's nice to have a bank close to home. But oftentimes it's just not possible. My report gives you real alternatives, regardless of your credit situation.

ORDER NOW!

How to Get a Bank Account Even If You're in the ChexSystems costs $24.95.

Other sites are charging $29.95 to $97 for their resources. Many of them are selling the same misguided and non-working list of 100+ banks. Other sites make you subscribe to receive free reports in exchange for that free list of 100+ banks. Then they'll send you dozens and dozens of e-mails advertising credit repair services. (I still can't get off that list!)

For $24.95 you'll get a list of banks that has been utilized by somebody who is still in ChexSystems. You'll know exactly what to expect when you call each bank.

And you have my personal 90 day guarantee that if you don't get a bank account through any of the banks I recommend I will promptly refund your payment. That's how truly confident I am you'll get a bank account. (Remember these banks work with you even if you're in ChexSystems and Telecheck. AWFUL credit accepted as well. You can't lose!)

With that type of guarantee you have absolutely no reason to turn this offer down.

You may use Visa, MasterCard, Discover, and American Express to order via PayPal. I also accept post office money orders. (Please e-mail me for the mailing address.)

For your safety I am a PayPal verified seller. I have conducted 1,000+ sales through PayPal - (which can easily be verified through PayPal). I will NOT have access to any of your credit card information. I will only receive notice that you've made payment.

You will given immediate access to the report once your payment is received. (Once your order is complete you'll be taken to a receipt page. When you reach that receipt page simply click on the button that looks like this;in the middle of the screen. This will take you to your the report.)

I look forward to helping you get the checking account you so desperately want and need.

Warmest regards,

Alexis Dawes
Author, How to Get a Bank Account
Even if You're in the ChexSystems

P.S.- In case you're nervous about ordering from somebody you don't know, I want to reassure you that you're not dealing with some fly-by-nighter.

I am an easy-to-find online entrepreneur. My latest project is No More Smelly House.

I simply want to help people with my specialized knowledge. I'm in the ChexSystems and I completely understand how frustrating it can be to maintain a normal life without a checking account. I know that what I'm selling here will help you tremendously.

And if it doesn't (which I really doubt) you can ask for your money back and get it with absolutely no hassles.

Now hopefully my honesty will make you feel better about ordering from me. But if you have any additional questions please don't hesitate to e-mail me. I will reply to you within 24 hours, but usually no more than 6 hours.

God bless and good luck!